Benson Grays Associates Ltd, 157 Carr Lane, Acomb, York, YO26 5HQ
T. 01904 792 744-M. 07743 999 676-E. andrew@bensongrays.com
 
 





A buy to let mortgage is designed for people who want to buy a property to let out. With having access to a comprehensive panel of mortgage lenders, Benson Grays Associates Ltd can find the best deal for your circumstances and can also source deals for...
Student Let's
House Of Multiple Occupancy
Buy To Let Portfolio's

Deposit
The deposit you will be required to put down for buy to let mortgage will be typically larger than a standard residential mortgage. The borrower will usually be required to put down at least 20% deposit and normally expected to own their own property.

How much can I borrow?
For buy to let mortgages lenders usually calculate how much you can borrow based on the potential rental income from the property instead of your annual earned income. The expected rental income usually must exceed 125% of your monthly mortgage payments. Benson Grays Associates Ltd can obtain an accurate borrowing figure based on investment property.

Investment
Like any investment, buy to let comes with no guarantees, but can be more reassuring for those who have more faith in bricks and mortar than the stock market.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Benson Grays Associates Ltd registered in England at 157 Carr Lane, York YO26 5HQ (number 05629178). Benson Gray Associates is an appointed representative of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 435779) for mortgage and non-investment insurance advice.

The Financial Conduct Authority does not regulate some forms of Buy to Let.

We do not charge fees for our services, we receive commission from the provider.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.




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